I’m deeply concerned that the American public, particularly our nation’s elders, will be relying on our government to supply extended term care services they will never see. They’ll only see the “smoke and mirrors” of Health Care Reform.
Our nation’s seniors are the most vulnerable segment of the U.S. population vulnerable both health wise and financially. They’re silently discovering the savings they thought would be sufficient is not adequate. They are silently fearful of operating out of dollars with no a single to care for them as they grow to be more frail. The silence is about to develop into deafening.
Regrettably, when Wellness Care Reform proudly announced New Long Term Care Services, it discouraged numerous American’s from buying Extended Term Care Insurance coverage.
The New York Instances reported on ‘Options Expand for Reasonably priced Extended-Term Care’ THE NEW OLD AGE. The Related Press announced ‘New Wellness Care Law Has Benefits for Seniors’. Point becoming, the casual reader was relieved to hear their government will “take care of them” when they have to have lengthy term care services. We now know that is not about to come about.
Thankfully our representatives in Washington found that Well being Care Reforms answer to the dilemma of Long Term Care, “CLASS”, (Community Living Assistance Services and Supports Act) legislation would have been fiscally unsound. $70 billion in premiums that was anticipated to be raised for the new “lengthy term care” program would have been counted as “deficit reduction”. The long term care advantages it was intended to finance had been assumed not to materialize in the 1st 10 years. However, that money was not accounted for anyplace in the legislation.
The new legislation proposed to “trim” $463 billion from Medicare. But Medicare is presently possessing difficulty balancing its books currently. But, why does the overall health care bill inform us Medicare can operate a lot more cheaply going forward devoid of the accompanying reforms?
Our national media gave huge fanfare to the CLASS ACT when it passed. Unfortunately the media has offered the CLASS ACT’s demise tiny focus. Now what?
Projections show that the federal deficit is anticipated to exceed $700 billion annually over the next decade. This basically will double the national and $900 billion represents interest on prior debt. Would CHM cost sharing of any key corporation in the United States enable the business he worked for to end up in this type of monetary position? Certainly not.
Our officials in Congress have been elected to safeguard the finest interests of the American people. “Robbing Peter to pay Paul”, and after once again printing extra currency, has grow to be our government’s mantra for the future. But the magnitude of the mismanagement of America’s purse strings has now reached an unconscionable state.
The United States of America can’t continue to mismanage its economic future. Future Congresses will have to provide a multitude of future reforms and, regrettably, history tells us THAT will in no way occur. Proposals for financing health reform have been primarily based on additional “smoke and mirrors”. The “Cadillac” tax is scheduled to start in 2018.
The well being care legislation that has been forced on each and each and every one particular of us is recognized to be fiscally unsound. Exactly where do we go from here? It really is also effortless to point the finger at the President and his administration. Yet Congress owns the responsibility of passing Overall health Care Legislation. And THAT is the challenge.
The 535 voting members of Congress shared the duty equally. If a single clear thinking, intelligent, honorable Congressman had the complete responsibility for Health Care Reform, he or she would not have forced a fiscally unsound Overall health Care Reform Bill down our throats.
Now let’s once again evaluate how Well being Care Reform will perform against our senior citizens.
A most recent government report identified that in 2000 there were 1.eight million offered nursing house beds. As the year 2010 came to a close, there have been 1.7 million nursing home beds a net five percent reduction in offered beds. And, there are no new nursing properties becoming built.
Today there’s much less than 1.5 million Americans confined to nursing houses. Reportedly 10 percent of these nursing houses are operating under bankruptcy protection. It is nicely known that most of these facilities are understaffed and many do not have competent enable.
Next, let’s contemplate that the Alzheimer’s Association tells us the likelihood of developing Alzheimer’s just after age 85 is 50 percent. By 2030, they tell us that the number of individuals age 65 and older with Alzheimer’s illness is estimated to attain 7.7 million, a 50 % enhance from the five.2 million age 65 and older currently impacted.
The logical query I must ask is “if we can’t take sufficient care of 1.5 million people today nowadays, how can we possibly take care of 7.7 million individuals in 2030?” We cannot. A lot more simply place, when you or your spouse or your parent has Alzheimer’s, there is no location for them to go. Not to be cruel, but if you ever assume for a moment about taking in an aged parent with Alzheimer’s into your residence, please assume once again. Ask any caregiver who’s been via it. It’s Guaranteed to destroy any families’ peace of thoughts and harmony.
Why aren’t our political leaders actively operating on solutions? Where’s the outcry? Regrettably our political leaders only align themselves with solvable problems.
America’s seniors became extra hopeful reading that Well being Reform will enable them with added Long Term Care services. And we now know THAT is not going to occur. There are no plans in location to assistance our nation’s seniors believe they will receive the comfort and dignity of adequate long term care solutions. What’s worse is the silence shared by all our political leaders. The silence is now deafening.